Personal Loan

Shape Nate
Shape Dollar
Shape Dollar
Shape Dollar
Shape Dollar
Shape Pattern
Shape Pattern

Let's get you the best loan offers

Get personal loans within 24 hours*

Apply for an instant loan and get access to funds up to ₹10 lakh at low interest rates. With our personal loans, you can address urgent needs without having to wait for funds.

To get a digital personal loan from Fintifi, you need to apply online and submit the required documents. Your application will be quickly reviewed, and upon approval, the loan amount will be deposited directly into your bank account within 24-36 hours. Moreover, repayment is easy with fixed monthly installments spread over a term of 6 months to 60 months.

Benefits of Personal Loans

Personal loans offer several benefits, making them an attractive option for many individuals. Let’s look at some of the advantages:

  • No Risk to Assets

    Since personal loans are unsecured, collateral is not required. Without the need for collateral, there’s no risk to your personal assets, making it a safe borrowing option.

  • Quick Access to Lump Sum Amount

    You can access a lump sum amount as quickly as 24-36 hours. This flexibility allows you to cover immediate financial needs or emergencies without delay.

  • Fixed Monthly Payments

    Fixed monthly payments allow you to create a budget and plan for other expenses throughout the loan term, keeping your finances stable

  • Available for Salaried & Self-Employed

    Personal loans for salaried and self-employed individuals offer flexible financial solutions customized to meet diverse income needs. This ensures access to low-risk funds and helps manage finances effectively.

Reasons to Choose Online Personal Loan from Fintifi

Our digital personal loans offer versatile and convenient financial solutions for various needs. With Fintifi, you get the most cost-effective EMI schemes, fixed interest rates, and flexible loan tenures available in the industry.

  • icon Check User-friendly
  • icon Check Fast Disbursement
  • icon Check Higher Loan Amount
  • icon Check Longer Loan Tenure
  • icon Check Minimal Documentation
  • icon Check Transparent Process
Shape Dollar
Shape Dollar
Shape Dollar
Shape Nate
Shape Nate
Shape Nate
Shape Nate
Frequently Asked Questions
What is an instant personal loan? ▾
An instant personal loan is a type of unsecured loan that provides quick disbursal, typically within minutes or hours, without requiring collateral. It is designed to meet urgent financial needs.
Who is eligible for an instant personal loan? ▾
Eligibility criteria vary by lender but commonly include: • Minimum age (e.g., 21–65 years). • Regular income source (salaried or self-employed). • A good credit score (usually above 650). • Required documents like ID proof, address proof, and income proof.
How much loan amount can I get? ▾
Loan amounts typically range from ₹10,000 to ₹50 lakhs, depending on the lender, your income, credit score, and repayment capacity.
What documents are required to apply for an instant personal loan? ▾
Basic documents include: • Identity proof (e.g., Aadhaar, PAN card). • Address proof (e.g., utility bill, rental agreement). • Income proof (e.g., salary slips, bank statements, ITR).
Are there any additional charges apart from the interest rate? ▾
Yes, additional charges may include: • Processing fees (usually 1%–3% of the loan amount). • Late payment penalties. • Prepayment or foreclosure charges (if applicable).
Can I prepay or foreclose the loan early? ▾
Yes, most lenders allow prepayment or foreclosure. However, some may charge a fee (e.g., 2%–5% of the outstanding loan amount).