Let's get you the best loan offers

Looking For?

Profile?

Monthly Income

Loan Amount

First Name

Last Name

Mobile Number

Email ID

Gender

Male Female Other

Date of Birth

PAN Card

City Pincode

By giving your consent, you authorize C Square advisory LLP(Fintifi) to act as your representative to access your Credit Information from Experian, CIBIL, EQUIFAX, or CRIF. This is solely for assessing your credit profile and advising you on the best loan offers. Your consent will remain valid for six months or until the purpose is fulfilled, whichever comes first. Additionally, you agree that we may share this consent with our lending partners to process your loan application.

Dreaming of a home makeover? Get the loan you need!

Home is where the heart is, and it deserves to reflect your dreams. Transform your space into the home you’ve always envisioned with Fintifi. Our personal loans for home modifications make it easy to design or renovate your home. Get started today and create the perfect living space you’ve always wanted with our Renovation Loan – House Owner Loan.

Why take Home Renovation Loan from Fintifi?

Is your home in need of a makeover? Turn your vision into reality with our home renovation loans! Whether you’re giving your kitchen a modern upgrade, redesigning your living room, or doing a complete home transformation, we’ve got you covered. With loan amounts up to ₹25 lakh, attractive interest rates, and flexible repayment options from 6 to 60 months, renovating your home has never been easier. Enjoy quick approvals and instant disbursals from trusted lending partners, so you can get started right away. Don’t wait—give your home the transformation it deserves today, hassle-free!

Instant approval & disbursal

Easy online process for loan sanction and fast disbursal within 24-36 hours

Flexible Repayment Option

Flexibility to switch to EMI free loan, enhancement and accelerated repayment option after 6 months of disbursal

Higher Loan Amount

Option to choose from amount ranging from INR 50,000 to INR 2,500,000 basis your requirement

Transparent Process

No hidden charges, No pre-payment charges and secured processes

Frequently Asked Questions

What is a home renovation loan?

A home renovation loan is a type of financing that allows homeowners to borrow money to fund home improvement projects, repairs, or upgrades. These loans can be secured (tied to your home equity) or unsecured.

How does a home renovation loan work?

The lender provides you with a lump sum or a line of credit, which you repay over time with interest. Depending on the loan type, the amount you qualify for may be based on your credit score, income, and the equity in your home.

What types of home renovation loans are available?

Common options include: • Home equity loans (secured by your home's equity). • Home equity lines of credit (HELOCs). • Cash-out refinance (replace your mortgage with a larger loan). • Personal loans (unsecured loans). • FHA 203(k) loans (for purchase and renovation).

How much can I borrow for home renovations?

Loan amounts vary by lender and loan type. For secured loans, you can often borrow up to 80%-90% of your home’s equity. Personal loans may offer up to $50,000 or more, depending on your creditworthiness.

How quickly can I get a home renovation loan?

Approval times vary. Personal loans may take a few days, while secured loans like HELOCs or FHA 203(k) loans may take weeks due to appraisals and paperwork.